Digital Money Investment Strategies: A Beginner's Guide from Auto-Invest to Grid Trading

The complexity of financial markets determines the diversification of trading strategies, and there is no one-size-fits-all approach. Therefore, investors need to think deeply and develop suitable trading plans or investment strategies based on their own circumstances.

Many people consciously or unconsciously adopt certain trading methods, such as following the advice of others or paying attention to specific indicators, but often find it difficult to achieve stable returns. Buying and selling based on market news, believing in so-called insider information, and chasing prices up and down can all be seen as a form of trading plan.

Professional traders usually practice various strategies in the market,筛选出适合自己的方案，and continuously improve to increase accuracy and profit probability. However, ordinary investors often follow the crowd due to a lack of professional knowledge and practical experience, trying various strategies without a deep understanding, ultimately failing to escape the fate of being eliminated by the market.

For beginners, dollar-cost averaging is a relatively simple and safe strategy. This method is widely used in traditional financial markets, with many fund products adopting this approach. In the current cryptocurrency market, especially during a bear market, dollar-cost averaging remains a more prudent choice. However, it is advisable to limit the investment targets to mainstream coins like Bitcoin to reduce the risk of asset devaluation.

Grid trading is another common strategy that is quite popular in traditional investment fields. Its basic principle is to divide funds into several portions, buying when prices drop and selling when they rise. This method can help investors profit from market fluctuations, especially suitable for highly volatile assets like Bitcoin.

For example, suppose there is 100,000 yuan available for investment, we can allocate half of the funds for grid trading. Using a Bitcoin price of $8,500 as a benchmark, we can divide 50,000 yuan into 10 parts. Every time the price of Bitcoin drops by $500, we buy 5,000 yuan worth; when the price rises by $500, we sell the corresponding amount. This way, investors do not need to overly focus on short-term market conditions but can systematically seek profit opportunities amid market fluctuations.