三代人的投资哲学


婴儿潮一代(1946-1964):稳健保守
投资理念:长期持有,价值投资
风险偏好:极低,追求稳定收益
对crypto:基本拒绝,认为是泡沫
X世代(1965-1980):谨慎理性
投资理念:分散投资,专业理财
风险偏好:中低,相信专家建议
对crypto:小额试水,主要配置BTC/ETH
千禧一代&Z世代(1981-2012):激进创新
投资理念:趋势跟踪,情绪驱动
风险偏好:极高,all-in单一赛道
对crypto:深度参与,钟爱meme币
Investment Philosophies Across Three Generations
Baby Boomers (1946–1964): Conservative & Cautious
Investment Approach: Long-term holding, value investing
Risk Appetite: Very low, seeking stable returns
View on Crypto: Mostly reject it, see it as a bubble
Generation X (1965–1980): Careful & Rational
Investment Approach: Diversified portfolios, professional financial advice
Risk Appetite: Moderately low, trust in expert recommendations
View on Crypto: Small-scale exposure, mainly BTC/ETH
Millennials & Gen Z (1981–2012): Bold & Disruptive
Investment Approach: Trend-following, emotionally driven
Risk Appetite: Extremely high, often all-in on a single bet
View on Crypto: Deeply involved, passionate about meme coins
BTC1.57%
ETH2.86%
MEME5.16%
BUBBLE-1.24%
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