三代人的投資哲學



嬰兒潮一代(1946-1964):穩健保守
投資理念:長期持有,價值投資
風險偏好:極低,追求穩定收益
對crypto:基本拒絕,認爲是泡沫

X世代(1965-1980):謹慎理性
投資理念:分散投資,專業理財
風險偏好:中低,相信專家建議
對crypto:小額試水,主要配置BTC/ETH

千禧一代&Z世代(1981-2012):激進創新
投資理念:趨勢跟蹤,情緒驅動
風險偏好:極高,all-in單一賽道
對crypto:深度參與,鍾愛meme幣

Investment Philosophies Across Three Generations

Baby Boomers (1946–1964): Conservative & Cautious

Investment Approach: Long-term holding, value investing

Risk Appetite: Very low, seeking stable returns

View on Crypto: Mostly reject it, see it as a bubble

Generation X (1965–1980): Careful & Rational

Investment Approach: Diversified portfolios, professional financial advice

Risk Appetite: Moderately low, trust in expert recommendations

View on Crypto: Small-scale exposure, mainly BTC/ETH

Millennials & Gen Z (1981–2012): Bold & Disruptive

Investment Approach: Trend-following, emotionally driven

Risk Appetite: Extremely high, often all-in on a single bet

View on Crypto: Deeply involved, passionate about meme coins
BTC1.62%
ETH2.99%
MEME5.35%
BUBBLE-0.7%
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