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In the financial world, there are always some individuals who find it difficult to obtain funding support due to not meeting traditional standards. Freelancers lack a fixed salary flow, and startup founders do not have sufficient collateral, making these groups often encounter difficulties when seeking financing.
However, with the development of blockchain technology, a new financial model is emerging, bringing hope to those traditionally considered as "credit disadvantaged groups." This model is no longer limited to tangible assets but focuses on the future income potential of individuals or enterprises.
In this innovative model, long-term cooperation orders for freelancers and advance payment agreements for startups can be transformed into strong financing bases. Through blockchain technology, these originally scattered income proofs are standardized and made transparent, and combined with smart contracts for rapid assessment. This enables groups that previously found it difficult to obtain financial support to now secure funds based on 70% to 90% of their expected future income.
This is not only an innovation in financing methods but also an expansion of the coverage of financial services, reflecting the concept of inclusive finance. It opens the door to financial resources for a broader group, enabling them to better develop their careers with financial support.
The success of this model has been validated by the market. It has been reported that financial platforms adopting this model have completed transactions totaling $4.5 billion, fully demonstrating the value and potential of this inclusive financial model.
As this model continues to evolve and improve, we can expect to see more people gaining access to fair financial opportunities, driving society as a whole towards a more inclusive and equitable direction. This is not just an innovation in the financial sector, but also an important force for social progress.