AI Agent System Wayfinder: A New Infrastructure Driving the Mass Adoption of Decentralized Finance

Decentralized Finance claims to be open to everyone, but its complexity makes it difficult for ordinary investors to enter. From preparing gas fees to understanding complex protocols, many users give up promising investment opportunities due to cumbersome processes.

Wayfinder is a blockchain-based dedicated AI agent system designed to address these accessibility issues. Users can simply converse with the agent to execute professional-grade investment strategies, from cross-chain trading to basis trading, without the need for complex technical understanding.

In the future, Wayfinder will expand its API services, aiming to become the infrastructure that simplifies on-chain complexities and is widely applied in various Web3 projects. This will improve the user experience across the entire cryptocurrency industry, making "inclusive finance" a reality.

Challenges of Accessibility in Decentralized Finance

Decentralized Finance aims to create an open financial ecosystem, but it requires complex technology and financial knowledge, leading to a gap between ideals and reality.

Chain abstraction and account abstraction technologies have improved user experience, but there is a lack of standardization and limited support for protocols. The fundamental issue lies in the complexity of learning, which cannot be solved solely by technological improvements. Users still need to understand DeFi-specific concepts such as AMM and liquidity pools, which set a higher barrier than traditional finance.

Research by the Bank for International Settlements shows that in Uniswap V3, only 7% of liquidity providers control about 80% of the TVL. These professional users are adept at navigating complex systems, with a return rate 20% higher than that of ordinary users. This gap is prevalent in the Decentralized Finance ecosystem.

The complex access process deters users, even when faced with enticing opportunities. Decentralized Finance is becoming a domain exclusive to professional users, which goes against the original intention of achieving financial innovation through decentralized technology. The promise of inclusivity has not been realized, and high barriers limit its potential.

The Possibility of AI Solving the Accessibility Barriers in Decentralized Finance

The latest AI breakthrough brings new possibilities for lowering the barriers to entry in Decentralized Finance. Proxy AI technology has emerged, capable of performing complex tasks, and may be key to the large-scale adoption of DeFi.

For example, the user requests "Bridge ETH from Base to Solana and buy BONK". The AI agent can analyze various bridging options in real-time and provide clear choices:

• Wormhole: Fee $2.50, completed in 3 minutes, high security
• LayerZero: Fee is $1.80, completed in 5 minutes, with a risk of Gas fee fluctuations.

Users do not need to learn the technical differences of the bridge, they just need to make quick decisions with key information. The agent automatically handles the entire process, just like a 24/7 personal asset manager.

However, there are challenges in realizing this vision. Most AIs lack direct blockchain integration and cannot check wallet balances in real time. Even with the integration of blockchain nodes, understanding thousands of smart contracts is quite complex. Secure interactions and protocol verification pose additional challenges.

AI technology requires dedicated on-chain agent systems to create real value in Decentralized Finance. This is precisely the positioning of Wayfinder.

Wayfinder: On-chain Dedicated AI Agent System

Wayfinder offers an AI agent system specifically designed for on-chain environments. It directly integrates blockchain infrastructure to automatically execute on-chain tasks. The AI model is fine-tuned for the blockchain environment, navigating Decentralized Finance protocols more efficiently than generic models. This provides an environment for ordinary users to access the complex DeFi ecosystem.

Wayfinder originates from Colony, an AI survival simulation game developed by Parallel Studios. In the game, the AI operates autonomously, collecting resources, trading, and formulating strategies without player intervention. During the development process, it was discovered that these agents' autonomous on-chain activities could be extended to a Decentralized Finance environment, leading to the creation of the Wayfinder project.

Wayfinder consists of two core elements:

1. Wayfinder Shell: The interface for users to interact with dedicated intelligent agents.
2. Wayfinder Graph: A navigation system that helps agents find the optimal path in complex multi-chain environments.

Wayfinder Shell: Your Decentralized Finance personal banker

Wayfinder Shell(Shells) is the interface for users to interact with dedicated intelligent agents, used to formulate and execute various on-chain strategies. Shells provide intelligent agents for specific roles to collaboratively handle complex tasks. Supports major mainnets such as Ethereum, Solana, Base, and Avalanche for multi-chain asset management.

The biggest feature of Shells is that the agent executes direct on-chain transactions through a built-in dedicated Web3 wallet. For example, a user requests to diversify an investment of 100 USD in recently rising tokens on Solana. The agent filters tokens using real-time market data, constructs a portfolio, and executes directly. Users can easily execute the desired strategy through a single interface without complex technical understanding.

The Wayfinder intelligent agent system includes four categories:

• Trading agents: Handle basic on-chain asset transfers and management, such as token exchanges, bridging, and staking.

• Perpetual Contract Agent: Integrates HyperCore from Hyperliquid Exchange, supports spot or perpetual contract trading without the need to understand Hyperliquid. Supports strategies such as leverage settings, position management, and basis trading.

• Contract Smart Agent: Handles all contract-related tasks, from drafting to deployment and analysis.

• Autonomous Agents: Coordinate multiple agents based on user-defined objectives, handling the comprehensive roles from strategy formulation to execution, rebalancing, and risk management.

In the future, dedicated intelligent agents will continue to be added, such as yield optimization yield discovery agents, to expand the ecosystem. Wayfinder utilizes a multi-agent system for mutual verification and collaboration, making decision-making more stable and accurate. For multiple transaction operations, agents simulate on the virtual network (VNet) before execution, predicting outcomes and preventing errors. Important transactions require user approval to maintain full control over assets.

Wayfinder Graph: Google's map for Decentralized Finance

Wayfinder Graph is a navigation system that systematically organizes the complex blockchain ecosystem. Similar to Google Maps connecting global roads and traffic information, Wayfinder Graph constructs the relationships between DeFi protocols, smart contracts, and assets across various blockchain networks, helping agents execute tasks through the most efficient paths.

The core of the diagram system is the "pathfinding path". Each path gradually defines a specific task, such as "exchanging ETH for USDC on Uniswap" or "bridging USDC from Ethereum to Arbitrum". The path records detailed information such as required contract addresses, function calls, expected fees, etc. The agent uses the verified path to complete tasks quickly and securely.

In the future, the pathways will be created and managed by the community. When new DeFi protocols emerge, community participants can write and submit interaction paths, staking PROMPT tokens as collateral. After review by validators, the paths are approved for inclusion in the official repository for all Shells to use. Path creators earn a share of the usage fees. Incorrect paths will result in the staked tokens being forfeited to compensate the victims. This structure operates as a continuous quality management system, providing creators with incentives to maintain accuracy and security over the long term.

Wayfinder ensures scalability through the community, rather than directly integrating with all protocols. This community-centric approach allows Wayfinder to flexibly respond to the rapid changes and complexities of the Decentralized Finance ecosystem.

A New Decentralized Finance Experience Realized by Wayfinder

With Wayfinder, complex on-chain strategies are no longer exclusive to experts. Automated agents handle strategy development and execution, allowing beginners to easily manage professional-grade strategies while experts can focus on more complex designs. The following case studies demonstrate how Wayfinder customizes a new Decentralized Finance experience for different users.

Simplifying complex cross-chain transactions

The most troublesome aspect of on-chain transactions is preparing different gas fee tokens for each chain. Shells' trading agents solve this complexity through the BRAP engine, exploring multiple liquidity paths to find the optimal route and handling token swaps and bridging. Users enjoy a one-stop experience without complicated processes.

Wayfinder supports the unified handling of cross-chain gas fees using the PROMPT token solely on the Base chain, allowing users to no longer prepare native tokens for each chain and efficiently execute cross-chain transactions.

One-stop repetitive investment process

Wayfinder can execute complex investment strategies, such as levered DCA strategies. Investors can set conditions once to continuously execute complex strategies without the need for repeated manual operations.

For example, the user requests "DCA $100 weekly to buy BTC, and when the BTC price rises and the collateral appreciates, use the surplus to borrow additional funds to purchase more BTC." The autonomous agent analyzes the real-time interest rates and TVL of multiple lending protocols to select the optimal protocol.

The trading bot sequentially executes leveraged investments: it uses the held BTC as collateral to deposit, borrows a certain proportion of USDC, purchases more BTC with the borrowed USDC, and then uses the purchased BTC as collateral for deposit again. By repeating this process, users can operate positions equivalent to 3-4 times the initial investment scale.

The smart contract executes strategies within the risk parameters set by the user, such as a maximum leverage of 3 times and a -10% loss limit. When the market declines, it tracks the collateral ratio and automatically reduces positions to mitigate risk when the liquidation risk increases.

Professional-level trading for beginners

Basis trading is an arbitrage strategy that utilizes the price difference between the spot and futures markets, generating stable returns through funding rates. However, this has always been exclusive to institutions or professional traders, requiring an understanding of complex mechanisms and 24-hour monitoring. Wayfinder's perpetual contract agent integrates Hyperliquid's HyperCore, providing an environment for ordinary users to easily leverage these strategies.

For example, the user requests "basis trading based on the funding rate of HYPE tokens." The trading agent will transfer assets to the Hyperliquid wallet generated by Shell. The perpetual contract agent buys HYPE in the spot market while opening an equivalent short position in futures, creating a structure that holds both long and short positions simultaneously. Regardless of market direction, the user can profit from the funding rate.

When the funding rate for a $10,000 position is +0.08%, the user can earn approximately $8 in fee income. The autonomous agent continuously monitors the funding rate and automatically closes positions when profitability decreases or turns negative.

Users can generate stable profits through Wayfinder without needing to understand the underlying trading mechanisms or know about Hyperliquid; the agent handles everything.

The Future of Accessible Decentralized Finance

Opportunities in the cryptocurrency market are still focused on on-chain, such as earlier this year when $TRUMP debuted on DEX, bringing early investors dozens of times returns. However, most users find it difficult to quickly discover and participate, as they need to access specific exchanges, connect wallets, and transfer assets to invest.

Wayfinder is expected to bridge this gap. Users can communicate with the agent through dialogue, easily formulating and executing a variety of strategies ranging from simple token purchases to yield farming and automatic rebalancing. Strategies that were previously only handled by experts may become accessible to ordinary users, marking an important turning point for the industry. The market has responded quickly to improvements in simple accessibility, as evidenced by the surge in trading volume of $TRUMP after its listing on Moonshot. Wayfinder could make various on-chain activities easier, expanding the user base and driving market activity, positively impacting the expansion of the cryptocurrency industry.

In the long term, Wayfinder has the potential to become the operating system for on-chain environments. It plans to provide functionalities in the form of APIs, creating a structure that allows various services ( such as Web3 wallets, DApps, and exchanges ) to easily invoke complex on-chain tasks. Just as Windows abstracts hardware control into simple clicks, Wayfinder will provide a layer using single natural language commands.