Acceleration of the issuance of structured products, a new opportunity for bank wealth management

Jinshi Data News on December 27th, since the fourth quarter, under the influence of policy encouragement and the recovery of the equity market, bank wealth management companies have increased their layout in the equity market. According to Wind statistics, as of December 25th, banks and bank wealth management companies have established a total of 238 mixed and equity wealth management products since October, an increase of 124.53% compared to the 106 products in the third quarter. Currently, the wealth management market is still dominated by fixed-income products. However, in the environment of low interest rates, with the suspension of manual interest supplements and the constraint of interbank deposit interest rates, the overall asset yield of the market continues to decline. The high yield and low fluctuation business model that the wealth management business relies on is facing challenges, and bank wealth management companies urgently need to break through. Insiders believe that the equity market has great development potential in the future, and opportunities can be expected. Banks' increased investment in equity by wealth management companies can provide investors with more diversified wealth management products and also help promote the transformation of bank wealth management companies' business and enhance asset management capabilities.